Is it Enough for Your Roofing Contractor to be Licensed, Bonded, and Insured?
Oftentimes roofing companies advertise that they are licensed, bonded, and insured. There can be some confusion as to what these terms actually mean, and how important they really are. Below is a breakdown of each so that you can have a better idea of where your roofing company stands.
The law states that anyone who is running a roofing business must be licensed. That is, they need to have four years of experience completed, as well as a passing score on roofing exams. If the head of the business doesn’t have a license, they are breaking the law, and may not even be knowledgeable in roofing. This should most definitely be considered when hiring a roofer who claims to be licensed. If you’re unsure, ask to see the roofer’s license.
When a roofing contractor is bonded, it means that they will ensure your protection in the case that the roofing company does not follow through with the agreed upon task within the contract. While this is a great quality to have as a roofing company, almost all roofing companies are bonded. In fact, it is seen as an unofficial standard for most roofing companies. If your chosen contractor is not bonded, you might want to reconsider hiring them.
It is extremely important that your roofing contractor has the correct insurance. In some states, the proper insurance is needed to accomplish the licensing process, but not all. It is very risky to hire a roofing contractor who is not insured. If an accident were to happen, you could be held responsible for the damages. For example, if a worker were to get injured, you could be liable for the incident even if you were not involved. For that reason, it is an absolute must (for your own protection) to hire an insured roofing contractor.
Overall, it is easy for a roofing company to claim they are licensed, bonded, and insured. However, it is in your best interest to make sure those are not advertised as perks, but instead listed as requirements when searching for a roofing contractor. Aside from being licensed, bonded, and insured, it is important to consider other equally important factors like skill, quality, knowledge, and customer service. Finding a roofing contractor who can provide those qualities can make your roofing experience and positive one.